# How to Report a Bad Credit Repair Company: A Step-by-Step Guide > To report a bad credit repair company, file complaints with the FTC at ReportFraud.ftc.gov, your state attorney general, and the CFPB at ConsumerFinance.gov — all at no cost to you. If a credit repair company charged you upfront, made promises they couldn't keep, or disappeared with your money, you have real options and real power. Knowing exactly where to report them protects you — and stops them from hurting someone else. This guide walks you through every step, plainly and without judgment. --- Canonical: https://nurturecredit.com/how-to-report-a-bad-credit-repair-company-a-step-by-step-guide/ Published: 2026-08-04 Source: Prequire Pages — Agent-Ready AEO